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#3 of 15 AI agencies in Warsaw

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10Clouds

Warsaw, Poland

50-249€45-85/hrFounded 2009

About

10Clouds is a Warsaw AI consultancy building agent-based automation, credit and sales-process AI, and its AIConsole orchestration platform for banks, insurers and fintechs.

Who They Work With

Banks, insurers and credit funds automating a defined back-office or sales workflow on a platform already run in production.

Based on 5 client engagements with a source URL · researched 3 Sept 2026

Our Take

The financial-services case studies are the ones to read: a live lead engine for Polfund, a credit-guarantee fund, that screens up to 5,000 public tenders a day on the firm's own AIConsole platform, and a credit-assessment redesign at an unnamed Polish bank that cut analysis time from 90 to 19 minutes per case and reports 698 analyst hours saved a month.

The stack is named throughout—Dynamics 365, Azure OpenAI, Whisper, DeepFace—and an internal AI-recruiter write-up describes what failed before what worked, which is rarer than it should be.

Two things temper the picture: the factoring sales-research tool the homepage counts among production results lists production rollout as a next step, and the PZU partnership announced in 2026 is still in testing, so the named AI work visibly in production comes down to Polfund; most of the 58 published case studies are web, mobile and design delivery from the firm's earlier life.

The weaker fit is buyers outside finance—since the April 2026 merger with 10Clouds Financial Institutions the firm says it concentrates on financial institutions and agentic commerce, so expect the domain depth to sit there.

Key strengths

  • Published rates of €45–85/h against production fintech deployments
  • AIConsole is the firm's own open-source orchestration platform and appears in three of the four fintech studies, so you are buying a repeated pattern rather than a first build
  • Third-party corroboration is visible: 90-plus Clutch reviews at 4.9, Deloitte Fast 50 and FT1000 listings, and a Select-tier Claude Partner Network listing

Good to know

  • The strongest metrics (79% faster analysis, 698 hours a month) belong to an anonymized bank—ask for a speakable reference behind that study
  • The homepage claims 120-plus AI deployments while the site publishes about eight AI case studies—ask for the list behind the number
  • Positioning since the merger is finance-only; if your brief sits in another vertical, confirm who would staff it
Gabor Kiss

Reviewed by Gabor Kiss

Founder & Curator, AIAgencies.eu · 3 Sept 2026

Based on the agency's publicly available portfolio. Own this agency? Claim your profile to provide additional context or request a review update.


How we evaluate agencies

Notable Clients

Documented engagements: Polfund, PZU, Trust Stamp, Crescent, ETS, Qenta, and Samsara. 5 of 7 carry a source URL on file.

PolfundSmartLead AI lead engine and AIConsole verification, live in production, screening up to 5,000 public tenders a daySource
PZUAI sales-process automation partnership from 2026, in testing per the published studySource
Trust Stamp5-plus years of embedded ML engineers on face-embedding, proof-of-liveness and KYC work under the client's data-science leadSource
CrescentFlutter front end, product design and brand system for a crypto-backed savings app (software delivery, not AI)Source
ETSDesign and web development for Language Muse, an NLP teaching platform built with ETS researchers (software delivery, not AI)Source

Also worked with

Qenta
Samsara

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