# Best FinTech AI Agencies in Warsaw > 9 agencies. Top-ranked: deepsense.ai, 10Clouds, Algomine. Canonical page: https://www.aiagencies.eu/industries/fintech/warsaw Generated: 2026-09-21 · Curated by Gabor Kiss · No paid placements — inclusion, score, and rank are never sold. ## Ranked roster 1. **deepsense.ai** — Warsaw, Poland · €85-130/hr (directory-listed) · team 50-249 · founded 2014 · services: AI Consulting, AI Development, Generative AI · 1 documented client engagement with source URLs · reviewed 2026-09-07 · https://www.aiagencies.eu/agency/deepsense-ai 2. **10Clouds** — Warsaw, Poland · €45-85/hr (directory-listed) · team 50-249 · founded 2009 · services: AI Agents, AI Development, Generative AI · 5 documented client engagements with source URLs · reviewed 2026-09-03 · https://www.aiagencies.eu/agency/10clouds 3. **Algomine** — Warsaw, Poland · €45-85/hr (directory-listed) · team 50-249 · founded 2015 · services: AI Consulting, AI Development, Generative AI · reviewed 2026-09-09 · https://www.aiagencies.eu/agency/algomine 4. **TUATARA** — Warsaw, Poland · €45-85/hr (directory-listed) · team 50-249 · founded 2014 · services: AI Consulting, Generative AI, AI Automation · 5 documented client engagements with source URLs · reviewed 2026-09-07 · https://www.aiagencies.eu/agency/tuatara 5. **Innowise** — Warsaw, Poland · €45-85/hr (directory-listed) · team 1000+ · founded 2007 · services: AI Development, AI Consulting, AI Automation, Generative AI · reviewed 2026-08-05 · https://www.aiagencies.eu/agency/innowise 6. **Elinext** — Warsaw, Poland · €20-40/hr (directory-listed) · team 250+ · founded 1997 · services: AI Development, AI Consulting, AI Automation · reviewed 2026-09-09 · https://www.aiagencies.eu/agency/elinext 7. **Stepwise** — Warsaw, Poland · €45-85/hr (directory-listed) · team 10-49 · founded 2016 · services: AI Consulting, AI Development, Generative AI · https://www.aiagencies.eu/agency/stepwise 8. **Mobile Reality** — Warsaw, Poland · €45-85/hr (directory-listed) · team 10-49 · founded 2018 · services: AI Agents, AI Consulting, AI Development · https://www.aiagencies.eu/agency/mobile-reality 9. **Brights** — Warsaw, Poland · €20-40/hr (directory-listed) · team 50-249 · founded 2011 · services: AI Consulting, AI Development · https://www.aiagencies.eu/agency/brights ## Compared head-to-head Curated comparison pages (published rates, team size, coverage, projected 12-week engagement cost, and the curator's verdict on both sides — pairings are never sold): - 10Clouds vs Algomine: https://www.aiagencies.eu/compare/10clouds-vs-algomine - 10Clouds vs deepsense.ai: https://www.aiagencies.eu/compare/10clouds-vs-deepsense-ai - Algomine vs deepsense.ai: https://www.aiagencies.eu/compare/algomine-vs-deepsense-ai ## About this market Polish financial services buys AI seriously and the roster shows it. TUATARA has the deepest published record, naming BNP Paribas, Generali Poland and Ahli Bank across nine client-named engagements. deepsense.ai brings production machine learning to banking and insurance. 10Clouds names PZU and works fintech product engineering, Algomine publishes banking and retail machine learning, and Brights names Mastercard. Flobotics, Mobile Reality, Stepwise and Innowise complete the page. Poland is inside the EU perimeter, so DORA and the AI Act apply, and the KNF supervises. Ask what each documented engagement had to satisfy and what artifacts it produced—model documentation, monitoring design, the human-oversight arrangement. The Polish market's price transparency helps here in a specific way: when rates are visible, the conversation moves quickly to scope and evidence, which is where it should be. Use the published band as a starting point rather than a decision. ## Questions buyers ask ### How much do FinTech AI agencies in Warsaw charge? Across all 9 FinTech AI agencies on this page, hourly rates range from €20 to €130, with a median around €65. Across the register, rated agencies in Warsaw bill €65–95/hr (14 rated). 9 agencies operate under €100/hr: deepsense.ai, 10Clouds, Algomine, TUATARA. ### Which are the top-rated FinTech AI agencies in Warsaw? Based on our editorial scoring (portfolio quality, business credibility, and case study depth), the top-ranked FinTech AI agencies in Warsaw are deepsense.ai, 10Clouds, Algomine. See the full review on each agency's profile. ### What other industries do Warsaw FinTech agencies serve? Beyond FinTech, the most common cross-industry experience among these agencies is Manufacturing (5 of 9 agencies). Notable examples include deepsense.ai, Algomine, Innowise. ### How recent are these FinTech AI agency reviews? 6 of the 9 agencies on this page have been editorially reviewed between Aug 5, 2026 and Sep 9, 2026 — the most recent being Elinext. See our review methodology for how scores are calculated. --- Source: AIAgencies.eu — the curated register of European AI agencies. Rate provenance: "agency-confirmed" = disclosed via submission or claimed profile; "directory-listed" = Clutch or two agreeing B2B directories (lone unverified sources are never written). Full method: https://www.aiagencies.eu/methodology · Rate index: https://www.aiagencies.eu/rates