# Best FinTech AI Agencies in Vilnius

> 3 agencies. Top-ranked: Civitta, Wise Monks, InData Labs.

Canonical page: https://www.aiagencies.eu/industries/fintech/vilnius
Generated: 2026-09-28 · Curated by Gabor Kiss · No paid placements — inclusion, score, and rank are never sold.

## Ranked roster
1. **Civitta** — Vilnius, Lithuania · €45-85/hr (directory-listed) · team 250+ · founded 2013 · services: AI Consulting, AI Development, AI Automation, AI Agents · 4 documented client engagements with source URLs · reviewed 2026-09-08 · https://www.aiagencies.eu/agency/civitta
2. **Wise Monks** — Vilnius, Lithuania · €45-85/hr (directory-listed) · team 10-49 · founded 2008 · services: AI Development, AI Automation, AI Agents, AI Consulting · 4 documented client engagements with source URLs · reviewed 2026-09-08 · https://www.aiagencies.eu/agency/wise-monks
3. **InData Labs** — Vilnius, Lithuania · €45-85/hr (directory-listed) · team 50-249 · founded 2014 · services: AI Development, AI Consulting, Generative AI, AI Automation · 3 documented client engagements with source URLs · reviewed 2026-09-08 · https://www.aiagencies.eu/agency/indata-labs


## About this market
This is the page Vilnius exists for. Lithuania issued electronic-money and payment licenses aggressively enough to pull a large part of Europe's fintech operations into the city, and the AI firms here grew up inside that. Wise Monks built an automated credit-risk assessment platform for Creditreform Lithuania, the credit bureau itself — which is about as close to the regulated core as an engagement gets. InData Labs brings the data-science layer that fraud, scoring and customer analytics run on. Civitta advises financial institutions across the Baltics and Central Europe alongside its public-sector work.

EU rules apply in full here, so DORA and the AI Act are the frame and credit scoring sits in the Act's high-risk tier. Ask each candidate what their documented work had to survive — a model-risk review, an audit, a supervisor's question — and what artifacts came out of it. In this sector the evidence package is as much the deliverable as the model, and a firm that has produced one will show you rather than describe it.

## Questions buyers ask

### How much do FinTech AI agencies in Vilnius charge?
Across all 3 FinTech AI agencies on this page, hourly rates range from €45 to €85, with a median around €65. Across the register, rated agencies in Europe bill €65–110/hr (150 rated). 3 agencies operate under €100/hr: Civitta, Wise Monks, InData Labs.

### Which are the top-rated FinTech AI agencies in Vilnius?
Based on our editorial scoring (portfolio quality, business credibility, and case study depth), the top-ranked FinTech AI agencies in Vilnius are Civitta, Wise Monks, InData Labs. See the full review on each agency's profile.

### What other industries do Vilnius FinTech agencies serve?
Beyond FinTech, the most common cross-industry experience among these agencies is SaaS & B2B (3 of 3 agencies). Notable examples include Civitta, Wise Monks, InData Labs.

### How recent are these FinTech AI agency reviews?
All 3 agencies on this page were editorially reviewed on Sep 8, 2026. See our review methodology for how scores are calculated.

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Source: AIAgencies.eu — the curated register of European AI agencies. Rate provenance: "agency-confirmed" = disclosed via submission or claimed profile; "directory-listed" = Clutch or two agreeing B2B directories (lone unverified sources are never written). Full method: https://www.aiagencies.eu/methodology · Rate index: https://www.aiagencies.eu/rates